Empowering dreams. Fueling growth.

Kisse is a digital micro loan platform transforming access to credit for Ethiopias undeserved small businesses. Through a network of trusted local agents, we provide fast, collateral free loans that help entrepreneurs grow, thrive, and contribute to a stronger local economy. 

Kisse Powered By

About Us

Who We are

Kisse is a microloan platform built to serve Ethiopia’s vibrant small business community. We offer quick, collateral-free credit through a trusted network of local agents, helping merchants and entrepreneurs access the funds they need when they need it most.

Real Finance.
Real Change.

Kisse is more than a lending platform — it’s a movement to uplift local businesses. We’re bridging the gap between ambition and opportunity, helping thousands of Ethiopians move forward.

Supporting everyday merchants, vendors, and service providers Creating local employment through our agent network Encouraging responsible borrowing and financial literacy Contributing to national economic growth from the ground up

Apply Online or with an Agent

2. Get Instant Evaluation

3. Confirm Your Offer

Receive Your Funds

Fastest growing companies

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Why CHOOSE US

How we drive revenue

Our mission

To make fair, fast, and flexible financing accessible to underserved communities across Ethiopia

Our vision

A financially empowered Ethiopia where every small business can thrive.

Backed by:

Circle Technologies combines disciplined system design and repeatable, documented process with accessible, friendly support to put the machines in your comfort zone: whether you’re an expert or you need a hand finding the On button, we’ll make sure that the tools you need do what you need them to do. Every day.

MZ Business Group is a dynamic and forward-thinking company with core investments in the finance, logistics, and communications sectors. We are committed to driving innovation and transforming bold ideas into impactful realities.
With a strong track record of collaboration with both local and international partners, we continuously seek out new opportunities that create meaningful economic impact. As major stakeholders in key industries, we strive to be change-makers delivering profitability, fostering growth, and contributing to sustainable development across every sector we enter.
At MZ Business Group, innovation is not just a goal it’s a mindset. We are dedicated to shaping the future of business in Ethiopia and beyond.

Welcome to Kisse

Your pocket partner in progress! We’re excited to have you on board. At kisse, we believe every entrepreneur deserves a chance to grow. That’s why we make it simple, secure, and affordable to get short -term loans – no collateral, no hassle. Whether you’re just starting or ready to scale, we’re here to walk the journey with you. Let’s build something great together.

Our Team

Abenezer Meseret
CEO/Founder

Lwam Messele
COO/Co-Founder

Nathan Damtew
Head of product